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Best Mortgage Rates

Current Mortgage Deals

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Once you've checker the rates, use these calculators to see what it might cost.

Best First Time Buyer Mortgages

First Time Buyers

Choosing the right mortgage can feel difficult and depends on a number of thing. Everyone here at Greymere Finance makes the process simple from start to finish.

Fixed To

31/10/2029

Initial Rate

5.22%

Monthly Repayment

£746

Product Fees

£0

Annual Cost

£8,763

Fees and Charges

Booking Fee

Arrangement Fee

Valuation Fee

Other Fees

Cashback

Exit Fee

£0

£0

£0

£0

£1,000

£0

Features

Overpayments

Free Valuation

Free Legal Service

10% p/a

Yes

No

Early Repayment Charge

5% in Year 1

4.5% in Year 2

4% in Year 3

3% in Year 4

1.5% in Year 5

Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 5.22% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £746 and 240 payments of £891. The overall cost for comparison is 6.6% APRC representative.

Cheapest

01244 267682

Fixed To

31/10/2029

Initial Rate

5.22%

Monthly Repayment

£746

Product Fees

£0

Annual Cost

£8,863

2nd

01244 267682

Fixed To

31/10/2029

Initial Rate

5.24%

Monthly Repayment

£748

Product Fees

£0

Annual Cost

£8,879

3rd

01244 267682

Best Remortgage Rates

Fixed To

01/10/2029

Initial Rate

4.49%

Monthly Repayment

£694

Product Fees

£0

Annual Cost

£8,229

Fees and Charges

Booking Fee

Arrangement Fee

Valuation Fee

Other Fees

Cashback

Exit Fee

£0

£0

£0

£0

£500

£0

Features

Overpayments

Free Valuation

Free Legal Service

10% p/a

Yes

No

Early Repayment Charge

5% in Year 1

4% in Year 2

3% in Year 3

2% in Year 4

1% in Year 5

Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.49% and then on a variable rate of 7.99% for the remaining 20 years would require 60 payments of £694 and 240 payments of £917.  The overall cost for comparison is 6.7% APRC representative.

01244 267682

Cheapest

Remortgage

Whether your just looking to review your existing mortgage, get a better rate or raise some money we're happy to help.

Fixed To

31/07/2029

Initial Rate

4.48%

Monthly Repayment

£693

Product Fees

£999

Annual Cost

£8,260

01244 267682

2nd

Fixed To

31/07/2029

Initial Rate

4.48%

Monthly Repayment

£693

Product Fees

£0

Annual Cost

£8,276

01244 267682

3rd

Best Buy To Let Mortgage Rates

Buy To Let

If your about to take your first step into property investment or you're an experienced landlord looking to expand your portfolio we're on hand to make sure you're heading in the right direction

Fixed To

31/07/2029

Initial Rate

4.21%

Monthly Repayment

£438

Product Fees

£995

Annual Cost

£5,467

Fees and Charges

Booking Fee

Arrangement Fee

Valuation Fee

Other Fees

Cashback

Exit Fee

£0

£995

£0

£8

£0

£0

Features

Overpayments

Free Valuation

Free Legal Service

10% p/a

Yes

No

Early Repayment Charge

5% in Year 1

4% in Year 2

3% in Year 3

2% in Year 4

1% in Year 5

Representative example An interest only mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.21% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £438 and 240 payments of £858. The overall cost for comparison is 7.4% APRC representative.

Cheapest

01244 267682

Fixed To

31/07/2029

Initial Rate

4.49%

Monthly Repayment

£467

Product Fees

£0

Annual Cost

£5,618

2nd

01244 267682

Fixed To

31/05/2029

Initial Rate

4.54%

Monthly Repayment

£472

Product Fees

£340

Annual Cost

£5,747

3rd

01244 267682

Best Home Mover Mortgage Rates

Fixed To

30/06/2029

Initial Rate

4.16%

Monthly Repayment

£670

Product Fees

£699

Annual Cost

£8,197

Fees and Charges

Booking Fee

Arrangement Fee

Valuation Fee

Other Fees

Cashback

Exit Fee

£0

£699

£0

£0

£0

£0

Features

Overpayments

Free Valuation

Free Legal Service

10% p/a

No

No

Early Repayment Charge

5% in Year 1

4% in Year 2

3% in Year 3

2% in Year 4

1% in Year 5

Representative example A mortgage of £125,000 payable over 25 years, initially on a fixed rate for 5 years at 4.16% and then on a variable rate of 8.74% for the remaining 20 years would require 60 payments of £670 and 240 payments of £963. The overall cost for comparison is 7.0% APRC representative.

01244 267682

Cheapest

Moving Home

Thinking about a move? Then look no further than the team at Greymere Finance for guidance on the best rates on the market. 

Fixed To

30/06/2029

Initial Rate

4.17%

Monthly Repayment

£671

Product Fees

£899

Annual Cost

£8,245

01244 267682

2nd

Fixed To

02/08/2029

Initial Rate

4.45%

Monthly Repayment

£691

Product Fees

£100

Annual Cost

£8,295

01244 267682

3rd

Rates obtained from Xplan Mortgages and are updated each Monday morning. Rates shown are based on cheapest products available. Products you can obtain may differ. David Williams trading as Greymere Finance (FCA No.944564) is an Appointed Representation of Julian Harris Mortgages Ltd (FCA No.304155) which is authorised and regulated by the Financial Conduct Authority No. 304155

Your Path to Home Ownership.

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1. Connect

Connect with your mortgage adviser to find out how much you can borrow and what the best rate you can get it. Your mortgage adviser will provide you with a full report breaking everything down you can refer back to anytime.

2. Apply

When you're ready, your mortgage adviser will provide you with a mortgage in principle. This is the document you'll need to show estate agents or sellers to prove you're able to buy the house.

3. Submit

Once your offer is accepted on a property, we'll handle all of the complexities of the mortgage application. We'll give you a list of documents we need then take over everything else.

4. Complete

Move into your new home with peace of mind that everything has been handled for you so you can focus on a new adventure.

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