Moving Home Mortgages
Getting The Best Mortgage Rate When Moving Home
Making Your Move: Getting a Mortgage for Your New Home
Are you in the process of moving home and looking to secure a mortgage that aligns with your needs? Whether you're upsizing, downsizing, or just seeking a change of scenery, navigating the mortgage market as a home mover can seem daunting. Fear not! Our experienced team at Greymere Finance offer independent mortgage advice and are here to guide you through the process, providing expert advice every step of the way.
Affordability and Additional Borrowing
Determining your affordability is a crucial step when moving house. Our experts will help you understand how much you can borrow, taking into account your income, expenses, and financial circumstances. We can also explore options for additional borrowing if needed. to get started, have a look at our mortgage calculators to see how much you might be able to borrow
Deposit and Cost of Moving
The amount you need for a deposit plays a significant role in your home-buying journey. As always, the bigger the deposit, the more options you have and the better your chance at getting a better rate. We can provide guidance on the ideal deposit size and explore options to ensure your move is as cost-effective as possible.
Mortgage Deals and Suitable Options
The mortgage market offers hundreds of deals, making it essential to find the one that best suits your needs. Our mortgage experts have access to the entire marketplace, enabling us to identify the most suitable deal for your circumstances.
Transferring Your Mortgage
Did you know that most mortgages are portable? This means you can transfer your existing mortgage to your new property if you're still stuck in a tie in period with your existing lender. While this process should be straightforward, our experts can provide advice on whether it's the best option for you.
Dream Home and New Builds
Finding your dream home is an exciting part of the moving process. Whether you're looking at a new build or an existing property, our team can assist you in securing the financing you need. Check out our top tips for viewing properties.
Help to Buy
If you're considering anything to do with Help to Buy or Lifetime ISA's during your move, we have the expertise to guide you through this options, helping you make the right decisions.
Debt Consolidation
If you're thinking about debt consolidation during your move, we can talk to you about the pros / cons, different options and what you can and can't do. Before consolidating debt into a mortgage, have a look through our guide on debt consolidation to see if there might be any other option that could suit the situation better.
Hints and Tips for Home Movers
Our valuable hints and tips for home movers cover a wide range of topics, from selecting the right survey to understanding different mortgage types. We're here to ensure your move is as smooth as possible.
Independent Mortgage Advice
Our team of mortgage experts offer independent mortgage advice and are committed to finding the right mortgage solution for you. We'll navigate the mortgage market on your behalf, saving you time and effort. For more information on using a broker have a look at our top 5 reason to use a mortgage broker.
Making your move to a new home should be an exciting and fulfilling experience. Let Greymere Finance take care of your mortgage so you can focus on turning your new house into a home. Contact our expert team today at and let's embark on this exciting journey together.
For more information you may want to look at our guides on buying a property
David Williams trading as Greymere Finance (FCA No.944564) is an Appointed Representation of Julian Harris Mortgages Ltd (FCA No.304155) which is authorised and regulated by the Financial Conduct Authority No. 304155
Best Mortgage Rates
Our best rates table is based on a mortgage of £125,000 on a property worth £250,000 and updated weekly. To get an idea of what your mortgage would look like, use the rates in the table with our mortgage calculator.
Everyone's circumstances are different and while the best buys can give you an idea of what the market looks like, we can produce you a free personal report telling you what you can afford, what mortgage rates you can get that are specific to you and how much the mortgage will cost. Why chance it on something you think you might get, when being certain after seeing your report is better.